Looking for the latest insights and trends from the Financial Services and Gambling industry?

Some consider tokenisation the third revolution in asset management, predicting that billions of dollars’ worth of value will flow to investors and financial institutions in the coming years. The technology is already being integrated into investment management, and fund managers prepared to adopt it may gain a competitive advantage.

Parliamentarians have raised concerns about the potential impact of the GENIUS Act on the city-state’s competitiveness as a global hub for regulated crypto-assets, as well as the risks such assets pose for consumers.

The formal requests for information sent to Apple, Booking.com, Google and Microsoft about the abuse of their platforms by financial scammers suggest the European Commission intends to ease the burden on payment providers.

The Central Bank of Ireland’s (CBI) Innovation in Payments Sandbox could accelerate the development of safer, faster, and more inclusive payment solutions while giving regulators early insight into emerging risks.

On September 17, 2025, the UK’s Financial Conduct Authority (FCA) opened a consultation (CP25/25) on extending its handbook rules to firms engaged in regulated crypto-asset activities.

The Central Bank of Brazil’s (BCB) proposed changes to international payment and transfer services would bring the fast-growing sector under tighter supervision, raising compliance costs but potentially strengthening the system’s credibility.

In a decision with wide-reaching implications for consumer rights and digital commerce, the US Court of Appeals for the Eighth Circuit recently vacated the Federal Trade Commission’s (FTC) Click-to-Cancel rule, which was finalized in 2024 and final disclosure and cancellation requirements were set to take effect on July 14, 2025. Initially proposed in 2023 as a commonsense extension to the FTC’s Negative Option Rule, which protects consumers from being charged for goods or services they did not explicitly agree to purchase, Click-to-Cancel would have required businesses to allow consumers to cancel subscriptions through the same simple method used to enroll typically, online and in one click.

By extending the Consumer Duty to crypto-assets, the consultation sets minimum operational, compliance and consumer protection standards, challenging firms to align practices or risk falling behind in the UK market.

The UK’s Financial Conduct Authority (FCA) is consulting on reforms to contactless payment rules. It has proposed replacing fixed regulatory limits with a risk-based exemption, giving payment service providers (PSPs) greater flexibility.

HM Treasury’s consultation on plans to consolidate the Payment Systems Regulator (PSR) within the Financial Conduct Authority (FCA) is the next step in a process that began with the March 2025 announcement that the PSR would be wound down.