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Is regulatory change slowing your retail bank’s growth?
Turn compliance from reactive defence into a growth enabler for faster launches and expansion
100+
financial services firms trust Vixio
1,000+
average regulatory changes global FS firms deal with daily
90%
reduction in compliance research time
Retail banks are racing against agile challengers that ship new products and enter markets at speed. Meanwhile, regulation keeps intensifying: payments and open banking updates (PSD3/PSR), Customer/Consumer Duty outcomes, financial crime and sanctions, operational resilience (e.g., DORA), data/privacy, and emerging AI rules. Each change affects product design, onboarding, disclosures, pricing and servicing across legacy systems and siloed data.
The result is a double bind: compliance firefighting consumes capacity just as the business needs quicker product iterations and new-market entry. Manual workflows, email tasking and spreadsheet tracking slow approvals, raise error risk and make evidencing outcomes harder, turning compliance into a growth bottleneck instead of a partner.
Do these opportunities spark your interest?
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Grow the Business
- Launch products and enter markets faster by seeing exactly which obligations apply to a new product/geography and how they impact your current controls - complete with checklists and auditable actions.
- Shorten approvals cycles with clear impact analysis for payments, open banking and conduct changes, so compliance accelerates (not delays) go-to-market.
Ensure Compliance and Resilience
- Stay ahead of change with horizon scanning and enforcement alerts across Consumer Duty, AML/KYC & sanctions, operational resilience (e.g., third-party/ICT), and data/privacy.
- Evidence outcomes with confidence using audit-ready reports that map requirements to policies, training, controls and testing.
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Reduce Costs
- Eliminate manual effort by replacing email/spreadsheet workflows with guided processes, prioritisation and a verified audit trail.
- Cut external spend with a single, trusted source of laws and expert analysis across jurisdictions, reducing duplication and rework.
Build Trust and Reputation
- Demonstrate fair value and good outcomes with transparent reasoning, documentation and board-ready updates.
- Reduce enforcement and scrutiny risk by acting early on regulatory trends and showing clear compliance across channels and markets.
Compliance that fuels banking innovation
Vixio’s RegTech platform blends regulatory intelligence from human experts with smart automation, helping retail banks stay ahead of PSD3, DORA, Consumer Duty and more. By turning fragmented rules into clear, auditable workflows, compliance stops slowing launches and starts enabling faster products, expansion and digital transformation.
Featured resources for Retail Banks
Guide
Tackling the U.S Deregulation Reset Outlook Guide 2025
Dive into the shifting U.S financial services landscape following a new wave of deregulatory policy.
Webinar
Decoding the Rise of Deregulation in the U.S.
We broke down the implications of the rollback of CFPB guidance, its alignment with broader deregulation trends, and how financial entities can strategically adapt to maintain compliance.
Guide
Front of Mind: Operational Priorities in H2 Outlook 2025
The four key operational challenges financial institutions operating in the EU and the UK need to prioritise.
Factsheet
Vixio for Retail Banking: Your Catalyst for Growth
Retail banks face a convergence of regulatory noise, technological noise, static budgets and pressure to innovate. Learn how Vixio can help.
Request a Demo
Automate regulatory updates with Vixio: save time, simplify compliance, and gain a competitive edge. Book a call today
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